Cynthia M. Dennen

Cynthia M. Dennen

Cynthia M. Dennen is a coverage and insurance defense lawyer with twenty-seven years of experience defending insurance carriers and their insureds in civil litigation.   She places a premium on early evaluation and the elimination of surprises.  She also believes in effective client communications and finding creative solutions to civil disputes.  She litigates in state and federal courts throughout Florida and has served as outside counsel for corporate and professional clients.  Cindy also assists clients with pre-suit investigations, contract negotiations, developing guidelines, and early dispute resolutions.  Cindy represents and advises insurance carriers, business owners, property owners, contractors, manufacturers, distributors, professionals, drivers and homeowners associations on matters ranging from environmental and product defect claims to defamation, accidents and ADA claims for discrimination.

She is an authorized provider of CE and CLE credits and is often invited to speak before insurance companies as well as lawyers and judges.  Prior to joining Hamilton, Miller & Birthisel, Cindy was a partner at two multi-state law firms and founded her own successful practice.  She obtained the first Florida state court opinion rejecting a contractor’s claim for contribution absent joint and several liability and also has multiple reported decisions, including federal opinions excluding expert testimony and upholding insurance policy exclusions.

A native of Kentucky, Cindy attended law school at Florida State University College of Law.  She graduated from the University of South Florida in 1986 with high honors.  Cindy enjoys giving back to the legal and Tampa communities.  She served for six years on the Florida Bar’s Code and Rules of Evidence Committee.  She is a member of the Krewe of Agustina de Aragon and a former board member of the Tampa Metropolitan YMCA, Northwest Family Branch.


Florida State University College of Law, J.D. (1990)
University of South Florida, BA with high honors (1986)


  • Jablonski v. Buckeye Dev. Corp., 597 So. 2d 905 (Fla. 4th DCA 1992).
  • Horton v. Freeman, 917 So. 2d 1064 (Fla. 4th DCA 2006), wrongful death claim against homeowners for failure to prevent a teenage drug overdose.
  • T&S Enter. Handicap Accessibility v. Wink Ind. Maint. & Repair, Inc., 11 So. 3d 411 (Fla. 2nd DCA 2007), dismissing 3rd party contribution claim.
  • KM Dev. Corp. v. Ron’s Carpentry of Manatee, Inc., 988 So. 2d 630 (Fla. 2nd DCA 2008).
  • Amica Mut. Ins. Co. v. Morowitz, 613 F. Supp. 2d 1358 (S.D. Fla. 2009), dismissing claim for breach of covenant of good faith and fair dealing.
  • Amica Mut. Ins Co. v. Morowitz, 388 Fed. Appx. 874 (11th 2010).
  • Mays v. First Floridian Auto & Home Ins. Co., 64 So. 3d 1271 (Fla. 2nd DCA 2011).


  • State:
    • Florida, 1990
    • Eleventh Circuit Court of Appeal, 1991
  • Federal:
    • United States District Court for the Southern and Middle Districts of Florida, 1991
    • Supreme Court of the United States of America, 2007


  • Hillsborough County Bar Association (1993-present)
  • Krewe of Agustina De Aragon (2011 to present)
  • The Florida Bar Code and Rules of Evidence Committee (2009-2014)
  • Metropolitan Area YMCA, Northwest Hillsborough Facility, board member (2008-2010)