We serve insurance carriers in all aspects of disputes and claims; from simple demands for coverage to the vigorous defense of claims. We advise clients on claims handling, insurance fraud, loss investigation, and settlement practices.

Our services include:

• First party coverage analysis and litigation
• Policy interpretation
• Litigation involving payment methodologies and coding policies under Medicare Part B in PIP claims
• Analysis of demand letters
• Bad faith avoidance and other forms of extra-contractual liability and litigation
• Drafting Civil Remedy Notice responses
• Conducting expert depositions
• Conducting examinations under oath during the investigation of claims
• Conducting evidentiary hearings
• Litigation of budget neutrality issues on policy and statutory defenses of PIP claims
• Litigation of billed amount issues on policy and statutory defenses of PIP claims
• Navigating RVU arguments on Medicare approved amount issues
• Affirmative suits against providers on SIU projects
• Declaratory actions, both defense of and the filing of, involving PIP disputes
• Filing pure bills of discovery to investigate PIP issues
• Testifying as attorney fee experts in cases involving Plaintiff entitlement to attorneys’ fees and costs
• Continuing education classes for DFS CE credits from certified attorney instructors via online or in-person seminars
• Briefing appellate issues

We understand the complexity of breach of contract claims defense, as well as declaratory relief and judgment actions. Our attorneys are well versed with the Florida PIP Statute, and have handled all primary issues that could be involved a pipsuit. These include, but are not limited to Fee Schedule, Policy Language, Exhaustion of Benefits, Medical Management, Coverage, Application of Deductible, and Examinations Under Oath.

We offer an aggressive yet cost effective approach to the analysis and resolution of these claims. We quickly and accurately investigate and advise our clients regarding settlement value, exposure, litigation strategy, and potential litigation outcomes.

We litigate matters in every county court throughout Florida. We are also experienced in alternative dispute resolution in a wide-range of coverage disputes.

Our attorneys have spent their entire careers defending and advising insurers. We have an unparalleled combination of experience and skills that allow our clients to confidently entrust us with their most complex disputes and litigation. HM&B attorneys have developed the requisite knowledge of Florida civil procedure and evidence gained through years of practice and experience, and honed through continuous reevaluation and the constant innovation of litigation strategies to effect the most active defense possible. In short, you can trust us to get the job done.